# Paycheck Calculator

> 2026 Paycheck Calculator. Real-time net take-home salary estimations, federal income taxes, state taxes (VA, CA, NY, TX), and FICA.

## Primary Tool URL
- https://paycheck-calculator.317713.xyz/ - Main interface of the Paycheck Calculator.

## Features
- **Multi-State Tax Calculations**: Precise estimations for Virginia, California, New York, and Texas.
- **2026 Tax Rules**: Aligned with the latest IRS tax brackets and standard deductions.
- **Retirement & Benefit Deductions**: Pre-tax 401(k), health insurance premium, FSA, and HSA.
- **Pro Mode (Advanced Features)**: Support for dual jobs (calculating progressive rate compression) and extra federal withholdings.
- **Visual Analytics**: Dynamic breakdown charts showing where every dollar of gross pay goes.

## System Inputs Schema
- **state**: enum ['VA', 'CA', 'NY', 'TX'] (Default: 'VA')
- **income.type**: enum ['salary', 'hourly']
- **income.amount**: number (Annual gross or hourly rate)
- **income.hoursPerWeek**: number (For hourly type)
- **payFrequency**: enum ['weekly', 'biweekly', 'semimonthly', 'monthly']
- **profile.filingStatus**: enum ['single', 'married']
- **profile.dependents**: number (Child & family credit count)
- **deductions.retirement401kPercent**: number (401k percent)
- **deductions.healthInsuranceAmount**: number (Premium deduction per pay period)
- **advanced.fsaAmount**: number (FSA per pay period)
- **advanced.hsaAmount**: number (HSA per pay period)
- **advanced.additionalWithholding**: number (Extra tax per pay period)
- **advanced.secondJob.enabled**: boolean
- **advanced.secondJob.type**: enum ['salary', 'hourly']
- **advanced.secondJob.amount**: number
- **advanced.secondJob.hoursPerWeek**: number